CCPS Lowest Price Guarantee
Credit Card Processing Services our first priority is to provide
professional personal service to every one of our merchant clients.
So when you see that we also strive to offer you the lowest
pricing please don’t think for a minute that because we
have a lowest price guarantee that the tradeoff is a reduction
in the level of service. In fact the opposite is true. Because
of our free equipment placement programs and the low rates that
go along with it there is a much greater incentive to make sure
that our merchants remain our clients for the long-term in order
for us to be profitable. We are both thrilled and honored that
the vast majority of our merchants have been with us for many
years, many over 10 years, and even some that have left after
being enticed by a competitor have returned to us because of
our level of service.
being said, Credit Card Processing Services continuously searches
the Internet for offers from legitimate competitors in the marketplace.
When we see a legitimate offer that has total lower pricing
than ours we do our best to adjust the pricing on our website.
Since there are many components that make up the pricing schedule
for a merchant account we look at the entire package offered.
For example, some companies might offer what appears to be a
very low qualified discount rate but then make up for it by
charging an over-market rate on mid or non-qualified transactions
or offer a low statement fee and then have an annual membership
So even though merchant
account comparisons are often apples to oranges differences,
Credit Card Processing Services intent is to ensure that our
competitive price comparison and guarantee are a fair reflection
of the costs to you over the course of a year. To that end we
compare all of the major fees including, but not limited to,
equipment cost, account set-up, statement fee or reporting fees,
discount rates for all interchange categories, batch fees, annual
fees, etc. We will calculate these costs based on the estimate
of your charge volume, average ticket, business type, and other
You have probably
noticed that our website provides our pricing structure upfront
in a clear and concise manner. We have done this for over 10
years and are one of the few merchant account ISO’s that
does so publicly on the Internet. While some of our friendly
competitors have expressed dissatisfaction with the online publication
of our low pricing it is our desire to present our programs
in a professional manner rather than having to wheel and deal
like a used car salesman.
If you do
locate what you believe to be a lower priced offer either online
or from an in person sales representative and would still like
to give us the opportunity to earn your business then we request
that you fax a written copy of their proposal and/or the completed
Schedule of Fees page from their merchant agreement or if already
processing the latest 2 months of merchant statements and the
original merchant agreement to us at 215-489-7880. We will then
review the material provided and respond to you within 1 business
day with a competitive proposal which we guarantee to be priced
lower than the legitimate offer you have received elsewhere.
to our guaranteed lowest price, we will allow you 5 business
days to complete a merchant account agreement supplied by Credit
Card Processing Services. If we do not receive an application
within this time we retain the right to rescind the guarantee.
Since we do not believe it is fair or professional to conduct
a bidding war when it comes to something as important as your
merchant account we will not be required to beat any subsequent
offers presented by the same merchant. In addition, our lowest
price guarantee is subject to your merchant account being approved
by our processing bank.
If you have
any questions or comments about our lowest priced merchant account
guarantee please feel free to contact Kevin via email at Kevin@mcvisa.com
or toll-free at 800-717-1245.